About RCA Capital

Welcome to RCA Capital, your source for commercial real estate financing.

We are a private multi-strategy real estate finance and advisory company. As a direct private real estate lender, we provide financing solutions for real estate investors. With years of experience in the industry, we have built a reputation for providing reliable, flexible, and customized loan options to help investors achieve their financial goals.

Our mission is to help real estate investors succeed by providing the financing they need to purchase, refinance, renovate, or develop properties. We understand that every investor has unique needs, and that’s why we offer a variety of loan options that can be tailored to meet those needs. Whether you’re looking for a short-term bridge loan, long-term rental property loan, or fix-and-flip loan, we have the solution for you.

We believe in transparency, speed, and flexibility. We know that time is of the essence in real estate investing, and that’s why we strive to provide our clients with quick and efficient funding solutions. Our loan application process is simple and straightforward, and we make sure to keep our clients informed every step of the way.

As a debt and equity company, we offer a wide range of mortgage products including bridge loans, mezzanine financing, construction loans, and permanent financing. Our team is well-equipped to handle complex financing structures and can provide creative solutions to help our clients achieve their objectives.

Our company has a proven track record of successfully funding deals across various property types including office buildings, retail centers, industrial properties, multi-family housing, and more. We have the resources and expertise to handle deals of all sizes and complexities.

If you are looking for a reliable and experienced commercial real estate mortgage company, look no further. Contact us today to learn more about our services and how we can help you achieve your real estate financing goals.

About Richard Alam

Richard Alam Headshot

Richard Alam

With over 20 years of experience in the real estate industry, Richard has built a reputation for his ability to structure creative financing solutions.

Richard began his career as a real estate investor in his early 20s.  He became involved in the lending side of real estate and obtained his mortgage origination license originating loans for a residential broker.  Richard moved on and became a residential lender then joined a commercial real estate company where he began originating commercial loans.  Richard gained experience in loan structuring, risk management, and underwriting. 

In 2014, Richard co-founded RCA Capital and began serving as president shortly thereafter.  Richard has been instrumental in building RCA Capital’s reputation as a leading private real estate lender and a debt and equity company. Under his leadership, RCA Capital has expanded its lending footprint nationwide. 

Richard is known for his deep understanding of the real estate market and his ability to identify opportunities where others might see risk. He takes a collaborative approach to lending and works closely with borrowers to structure loans that meet their specific needs.

Richard holds a bachelor’s degree in business administration and is licensed as a mortgage originator and a real estate agent.