Terms & Conditions

Effective Date: June 04, 2026

Welcome to RCA Capital, LLC (“RCA Capital,” “we,” “our,” or “us”). By accessing or using this website, you agree to comply with and be bound by the following Terms & Conditions. If you do not agree with these terms, please do not use this website.

1. Website Use

The information provided on this website is for general informational purposes only and does not constitute a commitment to lend, financial advice, legal advice, or an offer to enter into any financial transaction.

Your use of this website is subject to all applicable federal, state, and local laws and regulations. You agree not to use this website in any manner that could damage, disable, overburden, or impair our services.

2. No Guarantee of Loan Approval

Submission of information through this website does not guarantee approval, funding, or qualification for any loan product. All financing requests are subject to underwriting guidelines, property review, borrower qualifications, and lender approval.

Loan terms, rates, fees, and program availability are subject to change without notice.

3. Intellectual Property

All content on this website, including text, graphics, logos, images, videos, software, and other materials, is the property of RCA Capital or its licensors and is protected by applicable intellectual property laws.

No content may be copied, reproduced, distributed, modified, or transmitted without prior written consent from RCA Capital.

4. Third-Party Links

This website may contain links to third-party websites. RCA Capital is not responsible for the content, accuracy, privacy practices, or availability of external websites. Accessing third-party websites is done at your own risk.

5. Disclaimer of Warranties

All information and materials on this website are provided “as is” and “as available” without warranties of any kind, whether express or implied.

RCA Capital makes no representations or warranties regarding:

• Accuracy or completeness of information
• Availability of website services
• Freedom from errors, interruptions, viruses, or other harmful components
• Suitability of information for any particular purpose

6. Limitation of Liability

To the fullest extent permitted by law, RCA Capital shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of or inability to use this website.

7. Privacy

Your use of this website is also governed by our Privacy Policy. By using this website, you consent to the collection and use of information as described in our Privacy Policy.

8. SMS Messaging Terms

SMS Consent

By initiating a text message conversation with RCA Capital, providing your mobile phone number, or otherwise consenting to receive SMS communications, you agree to receive text messages from RCA Capital related to customer service, financing inquiries, loan applications, account updates, appointment scheduling, documentation requests, and other business-related communications.

Message Types

SMS communications may include:

• Responses to customer inquiries
• Loan application updates
• Documentation requests
• Appointment scheduling and reminders
• Customer support communications
• Account-related notifications

RCA Capital does not use SMS messaging for unsolicited marketing campaigns or promotional mass messaging.

Message Frequency

Message frequency may vary based on your interactions with RCA Capital, the status of your financing request, and your communication preferences.

Message and Data Rates

Message and data rates may apply depending on your wireless carrier and mobile plan. RCA Capital is not responsible for any charges imposed by your mobile carrier.

Opt-Out Instructions

You may opt out of SMS communications at any time by replying:

STOP

Upon receipt of your opt-out request, you will receive a confirmation message and will no longer receive SMS communications unless you initiate a new conversation or provide renewed consent.

Help Instructions

For assistance, reply:

HELP

You may also contact us directly:

Phone: (800) 864-8127
Email: info@rca-capital.com

Carrier Disclaimer

Wireless carriers are not liable for delayed or undelivered messages. Delivery of SMS messages is subject to effective transmission by your mobile carrier.

Consent Not Required for Services

Consent to receive SMS messages is not a condition of purchasing any product or service or obtaining financing from RCA Capital.

9. Indemnification

You agree to indemnify, defend, and hold harmless RCA Capital, its affiliates, officers, employees, contractors, and agents from any claims, damages, liabilities, costs, or expenses arising from your violation of these Terms & Conditions or misuse of this website.

10. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to conflict of law principles.

11. Changes to Terms

RCA Capital reserves the right to modify these Terms & Conditions at any time. Changes become effective immediately upon posting to this website. Continued use of the website constitutes acceptance of any revised terms.

12. Contact Information

RCA Capital, LLC

700-76 Broadway, Suite 214
Westwood, NJ 07675

Phone: (800) 864-8127
Email: info@rca-capital.com
Website: www.rca-capital.com

If you have any questions regarding these Terms & Conditions, please contact us using the information above.