Fix & Flip Loans
Tailored Financial Solutions for Real Estate Investors
RCA Capital provides tailored financing solutions for real estate investors looking to purchase, renovate, and sell properties for profit. We understand the unique needs of fix and flip investors and offer flexible loan options to help you achieve your investment goals.
What Are Fix & Flip Loans?
Fix and flip loans, also known as rehab loans or renovation loans, are short-term financing options designed specifically for real estate investors who purchase distressed properties, renovate them, and then sell them for a profit. These loans typically have higher interest rates and shorter terms compared to traditional mortgages, but they provide investors with the necessary capital to fund their projects quickly. Renovation loans can also be used for a property already owned that an investor is seeking to renovate.
Why Choose RCA Capital for Fix and Flip Loans?
Decades of Experience
With years of experience as a private lender, we specialize in providing fix and flip loans tailored to the unique needs of real estate investors nationwide.
Flexible Financing
We offer flexible loan terms and competitive interest rates to help you maximize your return on investment whether you are a first time investor or a seasoned one.
Quick Approval
We understand that time is of the essence in some cases. Our streamlined application process and same day pre-approval process ensures you can secure funding for your project without delay.
Dedicated Support
Our team of mortgage experts is here to guide you through every step of the loan process, from application to closing, ensuring a smooth and efficient experience.
Fix and Flip Loan Programs
Eligible property types: Non-Owner Occupied 1 to 4 Family, Condos, Townhomes, 5 plus Apartment Buildings, and Mixed-Use
12 to 18 month terms
Loan amounts $100K up to $3MM
Loan To Value up to 90% of the Purchase Price and 100% of the Rehab Cost; Not to Exceed 75% of the ARV
Rates starting at 10%
Minimum Credit Score of 660
No Pre-Payment Penalty Options
Interest paid only on funds used
How to Get Started
Ready to fund your fix and flip project? Getting started is easy:
Consultation & Pre-Approval
Contact us to schedule a consultation with one of our experienced loan officers. We’ll discuss your investment goals and tailor a loan solution to meet your needs, then issue a pre-approval immediately.
Application & Processing
Complete our simple online application or speak with one of our loan officers to begin the application process. We gather all necessary supporting documentation.
Approval & Funding
Once your loan is approved by underwriting, our team will work quickly from closing and initial funding to subsequent advances for renovating your property without delays.
Sell &
Profit
Once renovations are complete, sell your property for a profit and repay your loan, or refinance into a traditional mortgage for long-term ownership.
Contact Us
Ready to take the next step? Contact us today to learn more about our fix and flip loan options and how we can help you achieve your real estate investment goals. We look forward to working with you!
