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RCA Capital Is Your Source For Commercial Real Estate Financing

Explore Our Loan Options

Tired Of Being Turned Down By Other Lenders?

You’re in the right place!

We specialize in funding loans for those who have been turned down by conventional lenders. RCA Capital is a direct private lender and real estate capital advisory company.  Our mission is to provide you with the best loan options on investment and commercial properties while alleviating the typical drawn-out loan process and providing you with outstanding customer service. We make it easier and faster to secure a loan!

Why Investors Trust Us

Close Quickly

Approvals in as little as 5–10 days.

Common-Sense Underwriting

We say yes when banks say no

Nationwide Coverage

Loans from $100K to $50M.

One Stop Shop

Direct lending + brokerage under one roof.

Built for Investors

Thousands of loans funded nationwide.

How It Works

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Apply Online

Tell us about your property and investment strategy. Our streamlined application allows us to immediately assess the viability of your project.

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Get Your Terms

We leverage our capital and network to present you with the most competitive rates and leverage available, tailored specifically to your asset class.

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Close & Fund

Experience a frictionless closing process. Our team handles the heavy lifting to ensure a seamless transaction, delivering the capital you need to execute your vision.

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What Investors Say

RCA Capital closed our deal when my bank backed out. Highly professional.
J. Alvarez
J. AlvarezMultifamily Investor
Smooth, fast, and transparent from start to finish.
M. Reynolds
M. ReynoldsFix & Flip Investor
We've closed over $12M with RCA across multiple properties. They understand investor needs and move fast.
D. Chen
D. ChenCommercial Developer
RCA Capital made our fix-and-flip financing seamless. Fast execution, clear terms, and a team that truly understands investors.
M. Thompson Real Estate Investor
Their asset-based lending program helped us close quickly without unnecessary hurdles. Professional, responsive, and reliable.
G. PataniaBusiness Owner
RCA Capital delivered competitive DSCR loan options that aligned perfectly with our investment strategy. Highly recommended.
J. RodriguezPortfolio Manager
As an SBA loan broker, RCA Capital guided us through a complex process with expertise and efficiency. Exceptional service from start to finish.
K. PatelSmall Business Owner
We trust RCA Capital for commercial mortgage brokerage because they consistently structure deals that make sense and close on time.
D. LewisCommercial Investor
Working with RCA Capital feels like having a true financing partner. Knowledgeable, transparent, and results-driven.
S. RiveraReal Estate Entrepreneur
row of old brick town homes

Commercial Loan

Whether you are seeking debt or equity, short-term bridge or long-term fixed-rate, Conventional or asset-based loans, RCA Capital can structure the right financial solution for your specific loan scenario! 

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Apartments buildings above business spaces

Private Real Estate Loan

As a nationwide private lender, we have the flexibility to work outside the box of conventional underwriting.  All our loans are NO DOC, Stated Income, and Asset-Based.  If you are seeking a loan for a fix & flip, bridge, or long-term rental, we have the program for you. 

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Business Lending

Whether you are looking to free up cash tied up in accounts receivable or a partner buy-out, our dedicated team will work through our SBA and non-conventional partners to structure the right financing to bring you to your end goal and continue to grow your business.   

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